Commercial Claims

Putting your business back on track

When fire, flood or other disasters hit, the key priority is to get your business back to normal as soon as possible. You will have a number of key questions that need to be answered:

  • What will you tell your customers and suppliers?
  • Where can you operate your business from?
  • How will you complete your existing orders?
  • How can you manage your cash flow and keep all your staff?

All of these issues need to be addressed as well as trying to handle all the negotiations with the insurance company. It can become a stressful and time consuming process because when it comes to insurance, there are a great many things you need to consider. Are you really that confident that you know the full extent of what is involved?

Most businesses when hit by a disaster have an idea of what they feel the insurance company should pay. Invariably the insurance company will have a much lower figure. They appoint a Loss Adjuster to represent their interest. The Loss Adjuster will tell you they will be fair to you and that you do not need anyone to prepare a claim on your behalf. Don’t be fooled, through our experience they could offer you as much as 50% less than what you expected. They break down your claim and make every adjustment possible through their interpretation of your policy. This is why it is so important for your business to have your own Independent Claim Consultant to carry out their own interpretation to ascertain exactly what your business is entitled to.

Assessor Direct is a leading firm of Commercial Claim Consultants employing Loss Assessor, Surveyors and Business Interruption Specialists. We work independently ensuring we can offer the best advice, support and help our clients through the ordeal of making a claim.

Respected throughout the insurance industry with over 35 years experience, Assessor Direct is fully regulated by the Financial Regulator. We offer the expert help and support you need to manage your insurance claim from start to finish. We adopt a policy of negotiation rather than confrontation and work closely with the Loss Adjuster and Insurers handling your claim. Your claim is always our priority ensuring things happen more quickly than if just left to the insurance company and their team.

When you employ Assessor Direct you can be confident that no matter how complex the claim or how detailed the negotiations become we are only interested in the successful recovery of your business and achieving the maximum settlement available under the terms of your policy.

We operate on a no settlement, no fee basis and your claim will be prepared under a number of different areas including, business interruption, buildings, stock, contents and fixtures and fittings. We get things moving immediately and take over all negotiations, preparation of paperwork and advising on the complex technicalities of the claim so why not call one of our claims consultants on 1800 252467 or complete our online enquiry form to see how we can offer you confidence in your time of crisis.